Oup USA 403(b) match, vesting and fees
What Oup USA's 403(b) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fid Inv Inst Ops Co | Schedule C ↗ |
| Independent auditor | Bonadio & Co., LLP (disclaimer opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 403(b) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 235 defined-contribution plans in information with 1,000 to 4,999 participants.
| Oup USA: employer contribution per participant | $3,587 | |
| Peer median | $2,212 |
| Oup USA: average balance | $56,973 | |
| Peer median | $99,173 |
| Oup USA: admin expenses ÷ assets | 0.13% | |
| Peer median | 0.09% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $42.9M at the end of plan year 2021 to $61.2M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 1,103 | $61.2M | $3.9M | $3,587 | 0.13% | Not published | Form 5500 ↗ |
| 2023 | 1,121 | $54.6M | $3.7M | $3,289 | 0.13% | Not published | Form 5500 ↗ |
| 2022 | 930 | $44.1M | $1.7M | $1,810 | 0.16% | Not published | Form 5500 ↗ |
| 2021 | 868 | $42.9M | $1.2M | $1,390 | 0.34% | Not published | Form 5500 ↗ |
Other Oup USA plans (2)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Oup USA Thrift Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fid Inv Inst Ops Co | Schedule C ↗ |
| Independent auditor | Bonadio & Co., LLP (disclaimer opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 403(b) · Active | Form 5500 ↗ |
Oup USA Defined Contribution Retirement Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fid Inv Inst Ops Co | Schedule C ↗ |
| Independent auditor | Bonadio & Co., LLP (disclaimer opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Retirement · Active | Form 5500 ↗ |
Common questions
Does Oup USA match 401(k) contributions?
The match terms for the Oup USA Tax Deferred Annuity Plan have not been published from its filing yet. The plan year 2024 filing reports $3.9M in employer contributions, about $3,587 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Oup USA 401(k) match vested?
The vesting schedule for the Oup USA Tax Deferred Annuity Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Oup USA 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Fid Inv Inst Ops Co. The plan administrator is Oup USA Administrative Committee.
I left Oup USA. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Oup USA Administrative Committee, (919) 677-0977) or the recordkeeper, Fid Inv Inst Ops Co. The Oup USA old 401(k) page lists the contacts from every plan filing. Find an old Oup USA 401(k)
Data from the public Form 5500 annual reports Oup USA filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Oup USA. Not financial advice. Report a correction · Methodology