Pioneer Telephone Cooperative 401(k) match, vesting and fees

Plan year 2024 filingPioneer Telephone Cooperative, Inc. 401(k) Plan · Plan 006 · EIN 73-0618715Updated Oct 2026

What Pioneer Telephone Cooperative's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2024 filing reports $4.5M in employer contributions, about $8,034 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2024 Form 5500 ↗
$304,091
Average account balance
558
Participants (end of year)
$170M
Plan assets (end of year)
0.09%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperEmpower Annuity Insurance Company OSchedule C ↗
Independent auditorArledge & Associates, P.C. (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2024 medians for 266 defined-contribution plans in information with 500 to 999 participants.

Pioneer Telephone Cooperative: employer contribution per participant$8,034
Peer median$2,049
Pioneer Telephone Cooperative: average balance$304,091
Peer median$79,099
Pioneer Telephone Cooperative: admin expenses ÷ assets0.09%
Peer median0.16%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $162M at the end of plan year 2021 to $170M at the end of plan year 2024.

$162M2021$139M2022$154M2023$170M2024
End-of-year figures from each plan year's Form 5500 filing for the Pioneer Telephone Cooperative plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2024558$170M$4.5M$8,0340.09%Not publishedForm 5500 ↗
2023656$154M$4.8M$7,2640.09%Not publishedForm 5500 ↗
2022651$139M$4.9M$7,5320.09%Not publishedForm 5500 ↗
2021654$162M$4.8M$8,0420.18%Not publishedForm 5500 ↗

Other Pioneer Telephone Cooperative plans (1)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

Pioneer Telephone Cooperative, Inc. Non-Qualified

Plan 004 · EIN 73-0618715 · plan year 2024 filing
$14,661
Average account balance
41
Participants (end of year)
$601K
Plan assets (end of year)
—
Employer contribution per participant

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

Independent auditorArledge & Associates, P.C. (unmodified opinion, limited scope)Schedule H ↗
Plan type and statusRetirement · ActiveForm 5500 ↗

Common questions

Does Pioneer Telephone Cooperative match 401(k) contributions?

The match terms for the Pioneer Telephone Cooperative, Inc. 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $4.5M in employer contributions, about $8,034 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Pioneer Telephone Cooperative 401(k) match vested?

The vesting schedule for the Pioneer Telephone Cooperative, Inc. 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Pioneer Telephone Cooperative 401(k)?

The recordkeeper listed on Schedule C of the plan year 2024 filing is Empower Annuity Insurance Company O. The plan administrator is Pioneer Telephone Cooperative, Inc..

I left Pioneer Telephone Cooperative. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Pioneer Telephone Cooperative, Inc., (405) 375-0283) or the recordkeeper, Empower Annuity Insurance Company O. The Pioneer Telephone Cooperative old 401(k) page lists the contacts from every plan filing. Find an old Pioneer Telephone Cooperative 401(k)

Data from the public Form 5500 annual reports Pioneer Telephone Cooperative filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Pioneer Telephone Cooperative. Not financial advice. Report a correction · Methodology