Ricoh USA 401(k) match, vesting and fees
What Ricoh USA's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Institutional Asset Mgt | Schedule C ↗ |
| Independent auditor | Grant Thornton, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 43 defined-contribution plans in wholesale trade with 10,000 to 49,999 participants.
| Ricoh USA: employer contribution per participant | $2,053 | |
| Peer median | $2,266 |
| Ricoh USA: average balance | $161,648 | |
| Peer median | $90,687 |
| Ricoh USA: admin expenses ÷ assets | 0.05% | |
| Peer median | 0.07% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $2.1B at the end of plan year 2023 to $2.2B at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 16,405 | $2.2B | $27.5M | $2,053 | 0.05% | Not published | Form 5500 ↗ |
| 2023 | 17,765 | $2.1B | $28.5M | $1,978 | 0.06% | Not published | Form 5500 ↗ |
Other Ricoh USA plans (2)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Ikon Office Solutions, Inc. Pension Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Grant Thornton, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Frozen | Form 5500 ↗ |
Ricoh Family Group Pension Equity Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Grant Thornton, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Frozen | Form 5500 ↗ |
Common questions
Does Ricoh USA match 401(k) contributions?
The match terms for the Ricoh USA, Inc. Retirement Savings Plan have not been published from its filing yet. The plan year 2024 filing reports $27.5M in employer contributions, about $2,053 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Ricoh USA 401(k) match vested?
The vesting schedule for the Ricoh USA, Inc. Retirement Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Ricoh USA 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Fidelity Institutional Asset Mgt. The plan administrator is Ricoh USA, Inc..
I left Ricoh USA. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Ricoh USA, Inc., (610) 296-8000) or the recordkeeper, Fidelity Institutional Asset Mgt. The Ricoh USA old 401(k) page lists the contacts from every plan filing. Find an old Ricoh USA 401(k)
Data from the public Form 5500 annual reports Ricoh USA filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Ricoh USA. Not financial advice. Report a correction · Methodology