V&S Midwest Carriers 401(k) match, vesting and fees
What V&S Midwest Carriers' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Associated Trust Company, N.A. | Schedule C ↗ |
| Independent auditor | Kerber Rose (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 713 defined-contribution plans in transportation and warehousing with 100 to 499 participants.
| V&S Midwest Carriers: employer contribution per participant | $498 | |
| Peer median | $813 |
| V&S Midwest Carriers: average balance | $53,262 | |
| Peer median | $22,335 |
| V&S Midwest Carriers: admin expenses ÷ assets | 0.65% | |
| Peer median | 0.62% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $7.4M at the end of plan year 2021 to $11.1M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 213 | $11.1M | $104K | $498 | 0.65% | Not published | Form 5500 ↗ |
| 2024 | 215 | $9.8M | $128K | $617 | 0.66% | Not published | Form 5500 ↗ |
| 2023 | 214 | $8.7M | $112K | $542 | 0.61% | Not published | Form 5500 ↗ |
| 2022 | 207 | $6.6M | $108K | $559 | 0.73% | Not published | Form 5500 ↗ |
| 2021 | 198 | $7.4M | $92K | $490 | 0.72% | Not published | Form 5500 ↗ |
Common questions
Does V&S Midwest Carriers match 401(k) contributions?
The match terms for the Midwest Carriers 401k Plan & Trust have not been published from its filing yet. The plan year 2025 filing reports $104K in employer contributions, about $498 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the V&S Midwest Carriers 401(k) match vested?
The vesting schedule for the Midwest Carriers 401k Plan & Trust is not in the data published so far. Your Summary Plan Description states it.
Who manages the V&S Midwest Carriers 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Associated Trust Company, N.A.. The plan administrator is V&S Midwest Carriers, Corp.
I left V&S Midwest Carriers. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (V&S Midwest Carriers, Corp, (920) 766-9696) or the recordkeeper, Associated Trust Company, N.A.. The V&S Midwest Carriers old 401(k) page lists the contacts from every plan filing. Find an old V&S Midwest Carriers 401(k)
Data from the public Form 5500 annual reports V&S Midwest Carriers filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with V&S Midwest Carriers. Not financial advice. Report a correction · Methodology